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What Is a Zelle Scam? Compassion Friends and relatives occasionally find themselves in a financial bind and need money, but the pressure to keep the transaction secret is a red flag. Fear Zelle is a preferred payment method for scammers because it allows you to send money without verifying who's on the receiving end. Just like cash, if you hand over money to a scammer, you're not likely to get it back. Pressure to send money right away for fear of losing out on a special deal or suffering dire consequences. Confirm cash requests by contacting the person through a known phone number, even if you've sent them money before. Remember, whenever you authorize a payment, Zelle will not refund that money if it ends up in the wrong hands.

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